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Federation of Ontario Cottager's Association

  • Growing to Better Serve Ontario's Waterfront Communities

    FOCA brings lake communities together to protect clean water, strengthen local associations,  support healthy shorelines, and advocate for responsible decisions that affect the waterfront lifestyle we all value. 

We are building a new website to make it easier to connect with the information, programs, and support you need.

While it's under construction, the links above and below will take you to our current website and the resources you rely on. Thank you for growing with us.

Your Ontario cottage, made simple

There’s a lot to love about cottaging in Ontario, and you don’t have to figure it all out alone. 

Whether you're new to the waterfront or just want to feel more confident, the Federation  of Ontario Cottagers’ Associations is here to help. Representing over 50,000 members  including; lake associations, road groups, and individual cottagers across Ontario, FOCA is the  leading voice for waterfront property owners. FOCA provides trusted education, advocacy,  insurance solutions, and practical resources to help cottagers protect what matters most.  

Boating

Find important information including video tips about large and small craft safety
Learn more

Insurance

Association Liability Insurance with a member discount, including legal helpline and CottageFirst Group Insurance – exclusive rates for all your member families

Learn more

Aquatic Plants

Visit our library of publications and resources, including the popular
Understanding the Underwater World of Plants

Learn more

Roads

Most trips to a cottage, camp or cabin end along a private road

Learn more

Septic Systems

Most of Ontario’s waterfront property owners rely on on-site sewage treatment systems to manage household wastewater.

Learn more

LOVE YOUR LAKE

When your local association is a member of the Federation of Ontario Cottagers’ Associations, everyone benefits. Your community gains a stronger collective voice, and you receive access to trusted information, advocacy, support, and real-world savings designed for waterfront property owners. 

Become a member

Our Sponsors

We are the only go-to provincial advocacy organization committed to sustaining and enhancing the Ontario cottage experience. As a member-driven, not-for-profit, we rely on the support of our sponsors.

Cottage Champion

Lakefront Leader

Campfire Contributors

Shoreline Supporters

Paddle Patron